What Does The US Congress Have To Say?
Consumers have a vital interest in establishing and maintaining their creditworthiness and credit standing in order to obtain and use credit. As a result, consumers who have experienced credit problems may seek assistance from credit repair organizations, which offer to improve the standing of such consumers.
Sec.402 (a) Credit Repair Organizations Act. Title IV of the Consumer Protection Act (Public Law 90-321, 82 Stat.164)
The longer you delay action, the longer you will rent,
pay outrageous interest rates, pay higher auto insurance rates,
be held back in your career or put off a college education.

